When you act in the face of potential misfortune, establish what your are trying to achieve and what the potential misfortune are and decide with the GM which stat you’re using, then roll that stat.

On a success: Choose one:

• Full success with a cost
• Partial success with no cost

On a twist: Choose one:

• Partial success with a cost
• Failure with no extra cost

On a failure:

• Failure with a cost

(If misfortune is just not succeeding or success is just avoiding misfortune, that's ok.)